Union Bank of India
IFSC & BRANCH FINDER
Total Branches
9,300+
States Presence
36
HEADQUARTERS
Mumbai, Maharashtra
FOUNDED
1919
CUSTOMER CARE
1800 22 22 44
OFFICIAL TAGLINE
Good People to Bank with
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
09223008586
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 22 22 44
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR Union Bank of India PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at Union Bank of India
Eligibility Criteria
To apply for a loan at Union Bank of India, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at Union Bank of India. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for Union Bank of India Applicants
"Union Bank offers "Union Home" with zero hidden charges. Use the "Union Vyapar" scheme for MSME loans with simplified documentation."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for Union Bank of India Customers
Q. What is the lowest interest rate for Union Bank of India home loans?
Home loan rates at Union Bank of India currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does Union Bank of India charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my Union Bank of India car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does Union Bank of India take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
UTTAR PRADESH
1,488 Branches
MAHARASHTRA
1,442 Branches
GUJARAT
1,042 Branches
KERALA
753 Branches
TAMIL NADU
670 Branches
ANDHRA PRADESH
651 Branches
KARNATAKA
530 Branches
MADHYA PRADESH
474 Branches
PUNJAB
353 Branches
WEST BENGAL
298 Branches
DELHI
279 Branches
HARYANA
195 Branches
RAJASTHAN
177 Branches
JHARKHAND
167 Branches
BIHAR
158 Branches
ODISHA
149 Branches
ASSAM
140 Branches
UTTARAKHAND
102 Branches
HIMACHAL PRADESH
65 Branches
GOA
65 Branches
CHHATTISGARH
28 Branches
CHANDIGARH
19 Branches
JAMMU AND KASHMIR
19 Branches
MEGHALAYA
19 Branches
Everything you need to know about Union Bank of India Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all Union Bank of India branches. We provide integrated Google Maps links for easy navigation.
Union Bank of India is a large public sector bank known for its customer-friendly policies and competitive rates across all loan types.
About Union Bank of India IFSC
The Indian Financial System Code (IFSC) for Union Bank of India consists of 11 characters. The first four characters represent the bank name (UBIN), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
GLOBAL BANKING NETWORK
