Central Bank of India
IFSC & BRANCH FINDER
Total Branches
4,567
States Presence
36
HEADQUARTERS
Mumbai, Maharashtra
FOUNDED
1911
CUSTOMER CARE
1800 22 1911
OFFICIAL TAGLINE
Central to You Since 1911
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
09555244442
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 22 1911
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR Central Bank of India PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at Central Bank of India
Eligibility Criteria
To apply for a loan at Central Bank of India, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at Central Bank of India. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for Central Bank of India Applicants
"Central Bank of India offers "Cent Home" with competitive interest rates and minimal documentation for first-time home buyers. Agricultural loans are also a core specialty."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for Central Bank of India Customers
Q. What is the lowest interest rate for Central Bank of India home loans?
Home loan rates at Central Bank of India currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does Central Bank of India charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my Central Bank of India car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does Central Bank of India take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
UTTAR PRADESH
658 Branches
GUJARAT
575 Branches
MAHARASHTRA
557 Branches
BIHAR
329 Branches
MADHYA PRADESH
311 Branches
TAMIL NADU
279 Branches
PUNJAB
247 Branches
WEST BENGAL
219 Branches
HARYANA
178 Branches
RAJASTHAN
178 Branches
ANDHRA PRADESH
174 Branches
KERALA
174 Branches
DELHI
151 Branches
KARNATAKA
128 Branches
CHHATTISGARH
82 Branches
JHARKHAND
78 Branches
GOA
69 Branches
UTTARAKHAND
37 Branches
HIMACHAL PRADESH
37 Branches
ODISHA
32 Branches
ASSAM
23 Branches
JAMMU AND KASHMIR
23 Branches
CHANDIGARH
18 Branches
MEGHALAYA
5 Branches
Everything you need to know about Central Bank of India Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all Central Bank of India branches. We provide integrated Google Maps links for easy navigation.
Central Bank of India is one of the oldest and largest commercial banks in India, offering a legacy of trust and comprehensive financial services.
About Central Bank of India IFSC
The Indian Financial System Code (IFSC) for Central Bank of India consists of 11 characters. The first four characters represent the bank name (CBIN), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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