UCO Bank
IFSC & BRANCH FINDER
Total Branches
3,322
States Presence
36
HEADQUARTERS
Kolkata, West Bengal
FOUNDED
1943
CUSTOMER CARE
1800 103 0123
OFFICIAL TAGLINE
Honours Your Trust
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
09278792787
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 103 0123
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR UCO Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at UCO Bank
Eligibility Criteria
To apply for a loan at UCO Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at UCO Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for UCO Bank Applicants
"UCO Bank offers "UCO Home" with attractive ROI and low processing fees. Students can avail "UCO Education Loan" for higher studies in India and abroad with simplified terms."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for UCO Bank Customers
Q. What is the lowest interest rate for UCO Bank home loans?
Home loan rates at UCO Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does UCO Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my UCO Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does UCO Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
WEST BENGAL
581 Branches
ODISHA
272 Branches
RAJASTHAN
236 Branches
UTTAR PRADESH
229 Branches
PUNJAB
203 Branches
ASSAM
203 Branches
GUJARAT
203 Branches
MAHARASHTRA
189 Branches
MADHYA PRADESH
153 Branches
BIHAR
153 Branches
TAMIL NADU
153 Branches
HIMACHAL PRADESH
143 Branches
JHARKHAND
96 Branches
DELHI
90 Branches
ANDHRA PRADESH
80 Branches
HARYANA
56 Branches
KARNATAKA
56 Branches
KERALA
40 Branches
UTTARAKHAND
40 Branches
CHHATTISGARH
37 Branches
JAMMU AND KASHMIR
30 Branches
PUDUCHERRY
17 Branches
MEGHALAYA
13 Branches
TRIPURA
13 Branches
Everything you need to know about UCO Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all UCO Bank branches. We provide integrated Google Maps links for easy navigation.
UCO Bank is a major government-owned commercial bank in India, known for its strong presence in Eastern India and reliable banking services.
About UCO Bank IFSC
The Indian Financial System Code (IFSC) for UCO Bank consists of 11 characters. The first four characters represent the bank name (UCBA), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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