Punjab & Sind Bank
IFSC & BRANCH FINDER
Total Branches
1,817
States Presence
36
HEADQUARTERS
New Delhi
FOUNDED
1908
CUSTOMER CARE
1800 419 8300
OFFICIAL TAGLINE
Where Service Is A Way Of Life
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
7039035156
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 419 8300
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR Punjab & Sind Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at Punjab & Sind Bank
Eligibility Criteria
To apply for a loan at Punjab & Sind Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at Punjab & Sind Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for Punjab & Sind Bank Applicants
"Punjab & Sind Bank offers specialized agricultural loans and "PSB Apna Ghar" home loans with simplified eligibility criteria for middle-income groups."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for Punjab & Sind Bank Customers
Q. What is the lowest interest rate for Punjab & Sind Bank home loans?
Home loan rates at Punjab & Sind Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does Punjab & Sind Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my Punjab & Sind Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does Punjab & Sind Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
PUNJAB
785 Branches
UTTAR PRADESH
263 Branches
DELHI
182 Branches
HARYANA
118 Branches
RAJASTHAN
56 Branches
CHANDIGARH
53 Branches
MADHYA PRADESH
49 Branches
MAHARASHTRA
47 Branches
UTTARAKHAND
47 Branches
WEST BENGAL
47 Branches
JAMMU AND KASHMIR
25 Branches
HIMACHAL PRADESH
22 Branches
TAMIL NADU
16 Branches
JHARKHAND
16 Branches
GUJARAT
15 Branches
KARNATAKA
13 Branches
ANDHRA PRADESH
13 Branches
BIHAR
13 Branches
ASSAM
13 Branches
ODISHA
9 Branches
KERALA
5 Branches
MANIPUR
4 Branches
NAGALAND
2 Branches
TRIPURA
2 Branches
Everything you need to know about Punjab & Sind Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all Punjab & Sind Bank branches. We provide integrated Google Maps links for easy navigation.
Punjab & Sind Bank is a government-owned bank headquartered in New Delhi, committed to providing superior banking services.
About Punjab & Sind Bank IFSC
The Indian Financial System Code (IFSC) for Punjab & Sind Bank consists of 11 characters. The first four characters represent the bank name (PSIB), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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