Indian Bank
IFSC & BRANCH FINDER
Total Branches
6,001
States Presence
36
HEADQUARTERS
Chennai, Tamil Nadu
FOUNDED
1907
CUSTOMER CARE
1800 425 0000
OFFICIAL TAGLINE
Your Tech-friendly Bank
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
9289592895
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 425 0000
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR Indian Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at Indian Bank
Eligibility Criteria
To apply for a loan at Indian Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at Indian Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for Indian Bank Applicants
"Indian Bank offers "Ind Shakti" loans specifically for women entrepreneurs with discounted interest rates. Check for the "IB Home Loan" for flexible repayment tenures up to 30 years."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for Indian Bank Customers
Q. What is the lowest interest rate for Indian Bank home loans?
Home loan rates at Indian Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does Indian Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my Indian Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does Indian Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
UTTAR PRADESH
1,266 Branches
WEST BENGAL
750 Branches
TAMIL NADU
738 Branches
BIHAR
414 Branches
ODISHA
330 Branches
MAHARASHTRA
330 Branches
ANDHRA PRADESH
288 Branches
KARNATAKA
222 Branches
RAJASTHAN
210 Branches
MADHYA PRADESH
198 Branches
GUJARAT
192 Branches
PUNJAB
180 Branches
KERALA
144 Branches
ASSAM
132 Branches
HARYANA
132 Branches
JHARKHAND
114 Branches
DELHI
108 Branches
CHHATTISGARH
84 Branches
TELANGANA
54 Branches
PUDUCHERRY
24 Branches
UTTARAKHAND
24 Branches
JAMMU AND KASHMIR
18 Branches
TRIPURA
12 Branches
CHANDIGARH
12 Branches
Everything you need to know about Indian Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all Indian Bank branches. We provide integrated Google Maps links for easy navigation.
Indian Bank is a premier public sector bank in India, known for its strong financial position and customer-centric digital initiatives.
About Indian Bank IFSC
The Indian Financial System Code (IFSC) for Indian Bank consists of 11 characters. The first four characters represent the bank name (IDIB), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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