IDFC FIRST Bank
IFSC & BRANCH FINDER
Total Branches
900+
States Presence
36
HEADQUARTERS
Mumbai, Maharashtra
FOUNDED
2015
CUSTOMER CARE
1800 10 888
OFFICIAL TAGLINE
Always You First
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
1800 270 0720
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 10 888
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Best Credit Cards for You
IDFC First Power Plus Credit Card
- Fuel Savings Upto 6.5%
- 5% Savings On Fastag Recharges & Utility Spends
- 3X Rewards Points On UPI & Retail Spends
Quick Approval
Safety & Transparency
Disclaimer: We provide information for educational purposes. All credit card approvals and terms are at the sole discretion of IDFC FIRST Bank. Some links on this page are affiliate links, and we may earn a commission if you apply. Please read the official Bank Terms & Conditions before submitting any application.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR IDFC FIRST Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at IDFC FIRST Bank
Eligibility Criteria
To apply for a loan at IDFC FIRST Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at IDFC FIRST Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Loan Queries? We Have Answers
Expert Loan Advisory for IDFC FIRST Bank Customers
Q. What is the lowest interest rate for IDFC FIRST Bank home loans?
Home loan rates at IDFC FIRST Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does IDFC FIRST Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my IDFC FIRST Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does IDFC FIRST Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
MAHARASHTRA
132 Branches
KARNATAKA
114 Branches
GUJARAT
99 Branches
MADHYA PRADESH
77 Branches
RAJASTHAN
65 Branches
HARYANA
56 Branches
UTTAR PRADESH
50 Branches
DELHI
49 Branches
TAMIL NADU
46 Branches
CHHATTISGARH
37 Branches
ANDHRA PRADESH
37 Branches
ODISHA
31 Branches
TELANGANA
28 Branches
WEST BENGAL
19 Branches
PUNJAB
15 Branches
CHANDIGARH
8 Branches
UTTARAKHAND
5 Branches
GOA
5 Branches
BIHAR
5 Branches
KERALA
5 Branches
JHARKHAND
4 Branches
JAMMU AND KASHMIR
3 Branches
ASSAM
3 Branches
NAGALAND
3 Branches
Everything you need to know about IDFC FIRST Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all IDFC FIRST Bank branches. We provide integrated Google Maps links for easy navigation.
IDFC FIRST Bank is an Indian private sector bank that provides a range of financial services through its digital platforms and physical branches. It is known for its customer-friendly savings accounts and transparent lending practices.
About IDFC FIRST Bank IFSC
The Indian Financial System Code (IFSC) for IDFC FIRST Bank consists of 11 characters. The first four characters represent the bank name (IDFB), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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