ICICI Bank
IFSC & BRANCH FINDER
Total Branches
6,500+
States Presence
36
HEADQUARTERS
Mumbai, Maharashtra
FOUNDED
1994
CUSTOMER CARE
1800 1080
OFFICIAL TAGLINE
Hum Hai Na, Khayal Apka
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
9594 612 612
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 1080
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR ICICI Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at ICICI Bank
Eligibility Criteria
To apply for a loan at ICICI Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at ICICI Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for ICICI Bank Applicants
"ICICI Bank offers "iProcess" for completely paperless loan applications. Pre-approved customers can get instant disbursement for personal and car loans via the iMobile Pay app."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for ICICI Bank Customers
Q. What is the lowest interest rate for ICICI Bank home loans?
Home loan rates at ICICI Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does ICICI Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my ICICI Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does ICICI Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
MAHARASHTRA
923 Branches
UTTAR PRADESH
527 Branches
ANDHRA PRADESH
527 Branches
DELHI
455 Branches
GUJARAT
442 Branches
KARNATAKA
410 Branches
TAMIL NADU
371 Branches
WEST BENGAL
351 Branches
RAJASTHAN
345 Branches
PUNJAB
325 Branches
KERALA
312 Branches
HARYANA
293 Branches
MADHYA PRADESH
280 Branches
ODISHA
228 Branches
JHARKHAND
124 Branches
CHANDIGARH
117 Branches
BIHAR
98 Branches
ASSAM
78 Branches
UTTARAKHAND
65 Branches
HIMACHAL PRADESH
65 Branches
GOA
33 Branches
JAMMU AND KASHMIR
33 Branches
MEGHALAYA
20 Branches
PUDUCHERRY
13 Branches
Everything you need to know about ICICI Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all ICICI Bank branches. We provide integrated Google Maps links for easy navigation.
ICICI Bank is a leading private sector bank in India, offering a wide range of loan products with flexible repayment options and digital convenience.
About ICICI Bank IFSC
The Indian Financial System Code (IFSC) for ICICI Bank consists of 11 characters. The first four characters represent the bank name (ICIC), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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