HDFC Bank
IFSC & BRANCH FINDER
Total Branches
9,545+
States Presence
36
HEADQUARTERS
Mumbai, Maharashtra
FOUNDED
August 1994
CUSTOMER CARE
1800 202 6161
OFFICIAL TAGLINE
We Understand Your World
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
1800 270 3333
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 202 6161
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Best Credit Cards for You
HDFC IRCTC Credit Card
- 5 Reward Points On IRCTC Website
- 1 Reward Points On Other Categories
- 8 Complimentary Access
Quick Approval
HDFC Millennia Credit Card
- 5% Cashback On Amazon, BookMyShow, Cult.Fit
- 1% Cashback On Other Spends
- Get 10% Additional Discount On Swiggy Dineout
Quick Approval
HDFC Pixel Play Credit Card
- Lifetime FREE Credit Card
- 5% Cashback On Any 2 Categories
- 3% Cashback On Any E-Commerce
Quick Approval
Safety & Transparency
Disclaimer: We provide information for educational purposes. All credit card approvals and terms are at the sole discretion of HDFC Bank. Some links on this page are affiliate links, and we may earn a commission if you apply. Please read the official Bank Terms & Conditions before submitting any application.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR HDFC Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at HDFC Bank
Eligibility Criteria
To apply for a loan at HDFC Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at HDFC Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for HDFC Bank Applicants
"HDFC Bank offers "Xpress Car Loans" with 10-second disbursal. Pre-approved customers can avail personal loans with zero documentation via NetBanking."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for HDFC Bank Customers
Q. What is the lowest interest rate for HDFC Bank home loans?
Home loan rates at HDFC Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does HDFC Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my HDFC Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does HDFC Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
MAHARASHTRA
1,689 Branches
DELHI
945 Branches
GUJARAT
888 Branches
UTTAR PRADESH
649 Branches
TAMIL NADU
630 Branches
KARNATAKA
582 Branches
ANDHRA PRADESH
582 Branches
WEST BENGAL
525 Branches
PUNJAB
525 Branches
HARYANA
458 Branches
KERALA
325 Branches
MADHYA PRADESH
296 Branches
RAJASTHAN
286 Branches
GOA
162 Branches
ODISHA
143 Branches
JHARKHAND
115 Branches
BIHAR
115 Branches
CHHATTISGARH
105 Branches
UTTARAKHAND
95 Branches
ASSAM
95 Branches
HIMACHAL PRADESH
95 Branches
CHANDIGARH
76 Branches
JAMMU AND KASHMIR
76 Branches
DADRA AND NAGAR HAVELI AND DAMAN AND DIU
29 Branches
Everything you need to know about HDFC Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all HDFC Bank branches. We provide integrated Google Maps links for easy navigation.
HDFC Bank is India's largest private sector bank by assets and market capitalization. It was one of the first to receive approval from RBI to set up a private sector bank in 1994.
About HDFC Bank IFSC
The Indian Financial System Code (IFSC) for HDFC Bank consists of 11 characters. The first four characters represent the bank name (HDFC), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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