Bandhan Bank
IFSC & BRANCH FINDER
Total Branches
1,650+
States Presence
36
HEADQUARTERS
Kolkata, West Bengal
FOUNDED
2015
CUSTOMER CARE
1800 258 8181
OFFICIAL TAGLINE
Aapka Bhala, Sabki Bhalai
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
9223008666
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 258 8181
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR Bandhan Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at Bandhan Bank
Eligibility Criteria
To apply for a loan at Bandhan Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at Bandhan Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for Bandhan Bank Applicants
"Bandhan Bank specialized in micro-loans and "Sanchay" savings schemes. For personal loans, they offer doorstep service for documentation and verification."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for Bandhan Bank Customers
Q. What is the lowest interest rate for Bandhan Bank home loans?
Home loan rates at Bandhan Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does Bandhan Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my Bandhan Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does Bandhan Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
WEST BENGAL
614 Branches
BIHAR
142 Branches
ASSAM
120 Branches
UTTAR PRADESH
111 Branches
MAHARASHTRA
89 Branches
MADHYA PRADESH
64 Branches
GUJARAT
61 Branches
ODISHA
59 Branches
JHARKHAND
41 Branches
TRIPURA
38 Branches
KARNATAKA
38 Branches
DELHI
36 Branches
CHHATTISGARH
36 Branches
RAJASTHAN
33 Branches
TAMIL NADU
30 Branches
HARYANA
25 Branches
PUNJAB
23 Branches
UTTARAKHAND
20 Branches
KERALA
15 Branches
TELANGANA
15 Branches
ANDHRA PRADESH
8 Branches
CHANDIGARH
3 Branches
MIZORAM
3 Branches
MANIPUR
3 Branches
Everything you need to know about Bandhan Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all Bandhan Bank branches. We provide integrated Google Maps links for easy navigation.
Bandhan Bank is an Indian banking and financial services company headquartered in Kolkata, focusing on financial inclusion.
About Bandhan Bank IFSC
The Indian Financial System Code (IFSC) for Bandhan Bank consists of 11 characters. The first four characters represent the bank name (BDBL), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
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