AU Small Finance Bank
IFSC & BRANCH FINDER
Total Branches
1,040+
States Presence
36
HEADQUARTERS
Jaipur, Rajasthan
FOUNDED
1996
CUSTOMER CARE
1800 1200 1300
OFFICIAL TAGLINE
Badlaav Humse Hai
Missed Call Banking & Support
Check Bank Balance
Give a missed call from your registered mobile
1800 120 2586
Missed Call Number
24/7 Customer Care
Call for queries, complaints, or blocking cards
1800 1200 1300
Toll-Free Helpline
01
Register Mobile
Ensure your number is registered with your bank account for SMS banking.
02
Give Missed Call
Dial the number above. The call will disconnect automatically after 1-2 rings.
03
Get SMS
You will receive an SMS with your current balance details within seconds.
Current Loan Rates
Instant Approval & Flexible EMI Options
Last Updated: April 2026
HEURISTIC ESTIMATE FOR AU Small Finance Bank PURPOSES ONLY. NO DATA IS SHARED WITH BUREAUS. FOR OFFICIAL CREDIT REPORTS, VISIT THE CIBIL OFFICIAL PORTAL.
Loan Guidance & Smart Borrowing
Everything you need to know before applying for a loan at AU Small Finance Bank
Eligibility Criteria
To apply for a loan at AU Small Finance Bank, you typically need a stable income source, age between 21-65 years, and a good track record of past repayments.
Credit Score Impact
A CIBIL score of 750 or above helps you unlock special interest rate discounts and ensures your loan application is processed instantly.
Required Documents
Keep your PAN, Aadhaar, salary slips, and last 6 months bank statements ready for a hassle-free digital verification process.
Floating vs Fixed
Choose between interest rate types at AU Small Finance Bank. Floating rates change with market trends, while Fixed rates keep your EMI constant throughout.
Repayment Tenure
Home loans offer up to 30 years, while personal loans usually range from 1-5 years. Choose a tenure that fits your monthly budget.
Hidden Charges
Check for processing fees (usually 0.5% - 2%), foreclosure charges, and late payment penalties to avoid surprises later.
Expert Advice for AU Small Finance Bank Applicants
"AU Bank offers "Insta Personal Loans" for pre-approved customers. They focus on quick financing for small business requirements with minimal paperwork."
Verified Advisory 2026
Loan Queries? We Have Answers
Expert Loan Advisory for AU Small Finance Bank Customers
Q. What is the lowest interest rate for AU Small Finance Bank home loans?
Home loan rates at AU Small Finance Bank currently start from around 8.40%, depending on your credit score and loan amount.
Q. Does AU Small Finance Bank charge processing fees for personal loans?
Yes, there is usually a processing fee of 1% to 2% of the loan amount, but this can be waived during festive offers.
Q. Can I prepay my AU Small Finance Bank car loan?
Yes, you can prepay your loan after a lock-in period, although foreclosure charges may apply depending on the specific loan agreement.
Q. How long does AU Small Finance Bank take to disburse a loan?
For pre-approved customers, it can be instant. For others, it usually takes 3-7 working days after all documents are verified.
Note: For any queries, please double-check from your bank account.
Direct Search Portal
Search all Indian bank branches, branch details and locations instantly.
Our data is sourced directly from verified bank records to ensure fund safety and transaction accuracy.
Explore by State
Select a state to see all branches
RAJASTHAN
378 Branches
MAHARASHTRA
146 Branches
GUJARAT
115 Branches
MADHYA PRADESH
98 Branches
DELHI
70 Branches
PUNJAB
67 Branches
HARYANA
67 Branches
UTTAR PRADESH
24 Branches
KARNATAKA
13 Branches
WEST BENGAL
11 Branches
CHHATTISGARH
9 Branches
TELANGANA
9 Branches
HIMACHAL PRADESH
7 Branches
TAMIL NADU
7 Branches
GOA
4 Branches
JAMMU AND KASHMIR
4 Branches
ODISHA
2 Branches
UTTARAKHAND
2 Branches
BIHAR
2 Branches
ANDHRA PRADESH
2 Branches
ASSAM
2 Branches
KERALA
2 Branches
Everything you need to know about AU Small Finance Bank Banking
INSTANT VERIFICATION
Our system uses official RBI-updated datasets to ensure you get the right IFSC every time. Verify before you transfer to ensure fund safety.
PRECISE LOCATIONS
Get exact map coordinates and addresses for all AU Small Finance Bank branches. We provide integrated Google Maps links for easy navigation.
AU Small Finance Bank is an Indian small finance bank, dedicated to empowering individuals and MSMEs through innovative banking.
About AU Small Finance Bank IFSC
The Indian Financial System Code (IFSC) for AU Small Finance Bank consists of 11 characters. The first four characters represent the bank name (AUBL), the fifth character is always '0' (reserved for future use), and the last six characters identify the unique branch location.
GLOBAL BANKING NETWORK
